CHAMBER SOLUTIONS HEALTHCARE PROGRAM

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an Aetna Funding Advantage Medical Plans

A partnership between the Chamber of Commerce Executives of Kansas and Aetna

About the Program

The Chamber of Commerce Executives of Kansas (CCEKS) and Aetna have partnered with its members, chambers of commerce in the state of Kansas, the opportunity to offer their community businesses access to health insurance savings.

Qualified member businesses and their participating local chambers of commerce in the state of Kansas will receive individually underwritten proposals for the Aetna Funding Advantage (AFA) medical plans.  AFA is Aetna’s level-funded product that offers the stability of a level monthly payment and stop loss protection with the ability to share in any claims funding surplus.  Is also includes access to Aetna’s Choice POSII (Open Access) broad national network, two state-wide local networks, and value-added member programs.

The plan is open to employers with 2-100 employees and are current, dues-paying members of the chamber where their business is located in the state and the chamber is a member of CCEKS.

Chamber Solutions offers employers the ability to attract and retain top talent by increasing access and buying power of more than a single business alone. Employers and their most valued asset – their employees – will receive access to:

  • Large plan design portfolio with deductible ranging from $0 to $9,100.
  • Access to Aetna’s best national network include over 295k PCPs.
  • Prescription drug coverage integrated for simplicity and savings.
  • Plans are built with CVS Health points of care and leverage advance data science to boost care management outcomes.
  • Access to value added benefits and programs at low or no extra cost to the member (see exclusions).  These services include:
    • Virtual care
    • Walk-in clinic services
    • Health and wellness resources + incentives
  • Premier plans offer extra plan choices with a rich combination of benefits
    • Deductibles from $500-$5,000
    • Lowest combination of copays for
      • PCP/Specialist
      • Lab and X-Ray
      • Pharmacy
    • Same robust member wellness offering

A list of participating chambers is below.  If your chamber is not listed and is interested in participating, please CLICK HERE.

Preparation for Pricing Proposal

The Business Member/Employer

  • Employer must be a member in good standing with the Chamber
  • Employer must have at least two (2) W2 employees to qualify
  • Employer to pay at least 25% of the lowest cost option plan offered
  • Employer must have 70% of eligible employees enroll in group health plan (employees working 30 hours+ per week less those who have group coverage elsewhere x 70%)

The Chamber of Commerce’s Role

  • Chamber must be a member in good standing with CCEKS
  • Administration done by CCEKS and Aetna
  • Protected geographical territory by city limits or to distance of nearest enrolled chamber (determination by CCEKS and the Chamber)
  • Non-dues revenue to the chamber paid quarterly based on per contract, per month
  • Quarterly participant reporting to Chambers
  • Health plan can be sold by local broker or CCEKS’ broker  – Gallagher Benefit Services

What’s in it for the Chamber?

  • Added chamber benefit and fulfilling members needs
  • Increased new memberships and retention of existing members
  • Non-dues revenue.  There will be a commision paid on enrolled contracts (eligible employee).  The chamber will receive $6 per contract, per month, paid quarterly.